Building stronger financial futures for Buffalo-Niagara region residents
Bank On Buffalo Niagara works to connect everyone to safe and appropriate financial products and services.
Bank On Buffalo Niagara is a collaboration between financial institutions, community-based organizations and local government to ensure that all residents have the opportunity to be financially secure. Together, we are working to connect people to safe, affordable, and certified banking accounts. Our members also offer services and educational resources that help empower individuals and families to improve their financial capability, health, and independence.
5%
of U.S. households are unbanked.
Almost 12 million adults are unbanked, without a checking or savings account.
20%
of Buffalo Niagara region residents are unbanked
Approximately 33,000 adults
$40K
in fees
Being unbanked can cost $40,000 over a lifetime due to costly alternative financial services for routine transactions
Featured Resources
Bank On National Account Standards
The CFE Fund’s Bank ON National Account Standards provide local programs with a benchmark for account partnerships with financial institutions, and include both core and recommended features to meet people where they are.
Bank On National Data Hub
A report by the CFE Fund and the Federal Reserve Bank of St. Louis
Our Coalition
Join us in connecting Buffalo-Niagara region residents to better banking products and making our community a safer, more accessible place to bank.
Bank On Buffalo Niagara coalition members are working together to ensure that all households have access to safe and affordable banking accounts that meet their needs, allows them to increase assets, and strengthen their financial stability.
Our Partners
Bank of America
Bank On Buffalo
Citizens Bank
Community Missions of Niagara Frontier
Cornerstone Community FCU
Evans Bank
Heart, Love, & Soul
KeyBank
M&T Bank
National Grid
Niagara County Workforce Development Board
Niagara’s Worksource One
Niagara Falls Housing Authority
Niagara Falls Peacemakers
Parachute Credit Counseling
BANK ON CERTIFIED ACCOUNTS ARE
Safe
These accounts do not allow overdraft or non-sufficient funds fees, so you’ll never be hit with a surprise fee.
Low Cost
Certified accounts are $5 or less per month, with no unpredictable fees.
Functional
Certified accounts always allow free deposits, free withdrawals, and free bill payments.